When you have decided on a mortgage lender, you begin the loan process by filling out a loan application. You should be fully prepared to go over your current financial situation and credit history with the loan officer.

Have a record of all of your current bank accounts, including the name and address of bank(s), type of account(s), and approximate balance(s). Be prepared to provide details about outstanding loans, including student loans and major credit accounts. You will also need information about your assets, such as car title, stocks and bonds, and life insurance policies. If you foresee any credit problems, ask the loan officer for advice on how to keep them from interfering with approval of your mortgage loan. The loan officer can usually give you a prompt opinion about your chances for obtaining a mortgage.

	See All Tips In The "Financing Your Home" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Sandra Lillywhite
RE/MAX Metropolitan Realty
North Potomac Office, 345 Main Street
Gaithersburg, MD 20878
Cell: 301-275-5444
Office: 301-947-6500 x.119
Fax: 301-519-2450
sandralillywhite@number1expert.com
sandralillywhite@remax.net
lilwhte@erols.com

Sandra Lillywhite has been a top, full-time professional in the real estate business in Montgomery County since 1987. She has been ranked in the top 10 for homes sold in Montgomery County out of 4,000 Realtors and continues to be ranked Top 1% Nationwide. Sandra has earned the respect of not only many satisfied clients, but also of the real estate community. Specializing in relocation services, Sandra's personal commitment to excellence has positioned her as a top agent and has provided her with the networking skills necessary to ensure your satisfaction in your next property purchase or sale.

www.sandralillywhite.com is brought to you by Sandra Lillywhite
NUMBER1EXPERT™ in real estate for Gaithersburg, Maryland

Read Sandra Lillywhite's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge