Dear Fellow Realtors…
Trust your clients to Sandra!
Trust your business to a top, full time professional! I have been in the real estate business in Montgomery County since 1987, and have ranked in the Top 10 for homes sold in Montgomery County and ranked Top 1% Nationwide. You can trust me to handle your referral professionally and with enthusiasm. I'm committed to my work, and I have the energy it takes to go the extra mile! I will keep you informed, and I offer a generous referral fee!
Lets connect today! Call, email, or send me the form below! 
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First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
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| Q |
What is the world's oldest wooden structure?
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| A |
The oldest wooden buildings are the Pagoda, Chumanar Gate and Temple of Horyu in Nara, Japan, dating from A.D. 670.
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 See More Real Estate Trivia > |
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NUMBER1EXPERT®
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- NUMBER1EXPERT™ 
